Mortgage News

Archive for the ‘Foreclosure’ tag

No End in Sight for Housing Market

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“The U.S. housing market continues to be very weak, and with the
inventory of unsold homes continuing to rise we are
unlikely to see any meaningful turnaround in the sector in the near
term,” said Millan Mulraine, economics strategist at TD Securities.

The NAR said foreclosures represent one-third to 40%
of all sales and cause a downward distortion to the price data.

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July 24th, 2008 at 8:35 am

Fed is Moving into Consumer Protection Role on Mortgages

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Speaking at the Federal Reserve open meeting on mortgage
rules
, Federal Reserve Chairman Ben Bernanke said the new rules
will be aimed at protecting consumers from deceptive practices.

Bernanke said that the new rules would apply to all mortgage lenders,
as delinquencies and foreclosures continue to grow rapidly. Bernanke
pointed to deceptive practices as the key reason for the inappropriately
high cost of loans.

The new rules ban prepayment penalties on mortgage
loans whose…

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U.S. Foreclosure Rates Decline in June, Says Realtytrac

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According to Realtytrac’s most recent survey,
foreclosures in the United States are down 3.0% in June
compared to the previous month’s levels, but up 53% from the previous
year.

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July 10th, 2008 at 11:10 am